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So just speculation / opinion
#12 deal ends after 2019 season CBA expires after 2020
Team could play the deal out with a tag in 2020, low risk high reward
#12 wants some security after 2019 not just a tag (See Cousins)
So with the tag he would be 36 at end of deal with tag, how much risk do you take? (extend 3 years?) McCarthy has stated Kizer would have been been a 1st round pick in this years draft (roll eyes) and history shows the organization is willing to move on (Favre). I do not think the opt out is the issue its contract length and guarantee $$. 3 yrs vs 5 and guarantee $$ to make ACV is in line with Ryan
From what I heard Rodgers does not want to sign a contract now that in 2-3 years he is then down to the 3rd-5th highest paid QB in the NFL. I think he is trying to use the opt out to try to get the Packers to agree to some sort of deal that will readjust to the market when his contract is passed up. Ex: he gets 110 fully guranteed Carson Wentz 2 years from now gets 120 fully guaranteed Rodgers then gets a extra $10 million paid to him through a roster bonus or something to match what Wentz got guaranteed.